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Illustrative utility tariff structure (rates are always utility-specific)8 min read

Worked Example: Estimating a Monthly Bill with Time-of-Use Energy and a Power-Factor Penalty

Peak and off-peak energy, a demand charge, and a below-threshold power factor all combine into one monthly bill — with the PF penalty adding a small but real surcharge.

Scenario

Peak period8000 kWh at $0.42/kWh
Off-peak period15,000 kWh at $0.22/kWh
Peak demand120 kW at $35/kW
Fixed monthly charge$100
Measured power factor0.88
PF penalty threshold / rate0.90 threshold, 0.5% demand-charge surcharge per 0.01 shortfall

Step-by-step calculation

Step 1: Compute total energy consumption and energy charge

energyCharge = Σ (period kWh x period rate)
(8000 x 0.42) + (15,000 x 0.22)
Total = 23,000 kWh, energy charge = $6660

Step 2: Compute the demand charge

demandCharge = peakDemandKw x demandRate
120 x 35
Demand charge = $4200

Step 3: Compute the power-factor penalty

shortfallPoints = (threshold - measuredPF) x 100 penalty% = shortfallPoints x penaltyRate
(0.90 - 0.88) x 100 = 2 points; 2 x 0.5%
Penalty = 1.0% of the demand charge = $42

Step 4: Sum every component into the total bill

totalBill = energyCharge + demandCharge + pfPenaltyCharge + fixedCharge
6660 + 4200 + 42 + 100
Total bill = $11,002

Step 5: Compute the blended (effective) rate per kWh

blendedRate = totalBill / totalKwh
11,002 / 23,000
Blended rate = $0.478/kWh — notably higher than either the peak or off-peak per-kWh rate alone

Result summary

CheckRequirementActualStatus
Total monthly billn/a (this is the estimate)$11,002✓ PASS
PF penalty as a fraction of total billn/a (informational)$42 (about 0.4% of total)✓ PASS
This month's estimated bill is $11,002 — energy charges dominate at $6660, demand charge adds $4200, and the below-threshold power factor tacks on a modest $42 penalty that would disappear entirely with power factor correction (see the Power Factor Correction worked example on this site).

Key insight: The blended rate per kWh ($0.478) is meaningfully higher than either the peak ($0.42) or off-peak ($0.22) energy rate alone, because the demand charge, fixed charge and PF penalty all get folded into that single blended number — a common trap when comparing a facility's 'per kWh cost' across sites or months is treating the energy rate as the whole story when demand and penalty charges can be a large fraction of the actual bill.

Try it with your own numbers

Every input in this example is editable in the live calculator — free, no signup.

Open Demand Charge / TOU Tariff calculator →

Frequently asked questions

Why is the PF penalty applied to the demand charge and not the whole bill?

This reflects a common real-world utility tariff pattern — poor power factor increases the current (and therefore capacity) a utility has to provide relative to the real power actually delivered, so utilities often tie the penalty to the demand charge specifically, since that's the part of the bill tied to peak capacity provisioning rather than energy consumed. The exact formula and rate structure vary significantly by utility, which is why every rate in this calculator is a user-supplied input rather than a built-in constant.

How much would fixing power factor actually save here?

In this example the PF penalty is only $42/month, a small fraction of the total bill — but for a facility with a much larger demand charge or a utility with a steeper PF penalty rate, the same shortfall could represent a meaningful ongoing cost, which is exactly the kind of comparison the Power Factor Correction calculator's own savings estimate is built to make.

More in Power Quality, Demand & Metering

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